Free retirement withdrawal calculator
How much must you withdraw this year?
Pick the option that describes you. We'll walk you through it step by step.
Free · No sign-up · About 2 minutes
This is my own IRA or 401(k)
Find out how much you must take out of your retirement account this year — and when it is due.
Calculate my withdrawalI inherited a retirement account
Find out how much to withdraw from an IRA or 401(k) you received from someone who passed away.
Calculate inherited withdrawalHow it works
Answer a few simple questions
Your age, account balance, and marital status — one question at a time.
We do the math for you
We use the official IRS tables so you don't have to look anything up.
See your amount and deadline
You'll get a clear dollar amount, the due date, and an explanation of how we calculated it.
Not sure what an RMD is?
An RMD (Required Minimum Distribution) is the minimum amount the IRS requires you to withdraw from most retirement accounts each year after a certain age.
Read a plain-English explanation